SAGANOM

Employer-funded learning wallets

The story of your growth starts here.

Saganom turns the training budget into a personal learning wallet that vests like equity. Leo, the AI career coach, helps each person spend it well. HR sees where every euro went.

The problem

Training budgets get spent. Nobody owns them.

01

Budgets vanish into platforms nobody chose.

02

People feel no ownership, so they never engage.

03

HR can’t prove what the spend achieved.

Saganom changes that: the budget becomes money your people earn, month by month, with results HR can prove.

What Saganom is.

01

The wallet

A personal learning budget funded by your employer, vesting like equity: what’s vested is yours to spend on your career; what isn’t yet returns to the company if you leave.

02

Leo, the AI coach

Leo knows your career map, your skill gaps, and your balance. Every recommendation comes from your catalog, fits the balance, and is one tap from being funded.

03

Numbers for HR

Wallet utilization, skill uplift, completions. A budget you can defend at renewal.

See it

This is what your people get.

app.saganom.com — My Wallet

Available to spend

€4,210 of €9,750 total budget

Spent €1,040Available €4,210Vesting €4,500

Next vesting: €750 on Aug 1

Leo — your career coach
What should I learn next?
Your biggest gap is Coaching & Mentoring. It is central to the Head of People role you are aiming for. This course closes it, and your wallet covers it:
Coaching Skills for ManagersErickson Coaching Int. · 8 weeks · online · Certificate
Request funding →
Reports — organization
Total budget (all wallets)€383,750
Vested to date€161,619
Spent on learning€21,330
Cost per completion€1,777
Days to funding decision5.4
Idle budget (nudge candidates)€135,609

Real product anatomy, live demo-organization data. Every number reconciles to the cent with the ledger.

How it works

  1. 01

    Fund wallets on a vesting schedule

  2. 02

    Leo maps careers and skill gaps

  3. 03

    People learn with money they’ve earned

  4. 04

    HR measures the uplift

Value for both sides

For employers

  • Turn budget into visible, trackable development capital.
  • Raise L&D adoption through real employee ownership.
  • Link learning spend to capability and retention.

For people

  • A wallet you can see and spend, yours as it vests.
  • Guidance from Leo, grounded in your ambitions.
  • Your record of skills and certificates travels with you, whatever happens with the money.

Pricing

Transparent, like everything else here.

€7per employee / month · list price
  • Wallet budgets pass through 1:1 into learning, never into fees.
  • Leo included. All AI usage runs on Saganom’s account, not on your corporate AI licenses.
  • Volume pricing from 500 employees.
  • Start with a paid 3-month pilot. Success criteria are agreed up front, and the pilot fee is credited in full when you continue.
Talk about a pilot

Give every employee a stake in their own growth.

Book a demo

Growth in everyone’s pocket.