Employer-funded learning wallets
Saganom turns the training budget into a personal learning wallet that vests like equity. Leo, the AI career coach, helps each person spend it well. HR sees where every euro went.
The problem
Budgets vanish into platforms nobody chose.
People feel no ownership, so they never engage.
HR can’t prove what the spend achieved.
Saganom changes that: the budget becomes money your people earn, month by month, with results HR can prove.
A personal learning budget funded by your employer, vesting like equity: what’s vested is yours to spend on your career; what isn’t yet returns to the company if you leave.
Leo knows your career map, your skill gaps, and your balance. Every recommendation comes from your catalog, fits the balance, and is one tap from being funded.
Wallet utilization, skill uplift, completions. A budget you can defend at renewal.
See it
Available to spend
€4,210 of €9,750 total budget
Next vesting: €750 on Aug 1
| Total budget (all wallets) | €383,750 |
| Vested to date | €161,619 |
| Spent on learning | €21,330 |
| Cost per completion | €1,777 |
| Days to funding decision | 5.4 |
| Idle budget (nudge candidates) | €135,609 |
Real product anatomy, live demo-organization data. Every number reconciles to the cent with the ledger.
How it works
Value for both sides
Pricing
Growth in everyone’s pocket.