The wallet
A personal learning budget funded by your employer, vesting like equity. Real money, real ownership — spent on courses that move your career.
Employer-funded learning wallets
The story of your growth starts here.
Saganom turns the L&D budget into a learning wallet each employee owns — vesting like equity, guided by Leo, the AI career coach, and measurable for HR.
The problem
L&D budgets get spent — never owned.
01
Budgets vanish into platforms nobody chose.
02
People feel no ownership, so they never engage.
03
HR can't prove what the spend achieved.
Saganom flips it: the budget becomes money your people own — and results HR can prove.
One wallet. A coach. Proof.
Leo, the AI coach
Leo knows your career map, your skill gaps, and your balance. Every recommendation is grounded, affordable, and one tap from a funding request.
Proof for HR
Wallet utilization, skill uplift, completions — a renewal-ready ROI story instead of an L&D budget nobody can defend.
How it works
- 01
Fund wallets on a vesting schedule
- 02
Leo maps careers and skill gaps
- 03
People learn with money they own
- 04
HR measures the uplift
Value for both sides
For employers
- Turn budget into visible, trackable development capital.
- Raise L&D adoption through real employee ownership.
- Link learning spend to capability and retention.
For people
- A wallet you can see, own, and spend on your career.
- Guidance from Leo, grounded in your ambitions.
- A trusted record of growth that travels with you.
Give every employee a stake in their own growth.
Book a demoGrowth in everyone's pocket.