SAGANOM

Employer-funded learning wallets

The story of your growth starts here.

Saganom turns the L&D budget into a personal learning wallet that vests like equity — guided by Leo, the AI career coach, and measurable for HR.

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The problem

L&D budgets get spent — never owned.

01

Budgets vanish into platforms nobody chose.

02

People feel no ownership, so they never engage.

03

HR can’t prove what the spend achieved.

Saganom flips it: the budget becomes money your people earn, month by month — and results HR can prove.

One wallet. A coach. Proof.

01

The wallet

A personal learning budget funded by your employer, vesting like equity: what’s vested is yours to spend on your career; what isn’t yet returns to the company if you leave.

02

Leo, the AI coach

Leo knows your career map, your skill gaps, and your balance. Every recommendation is grounded, affordable, and one tap from a funding request.

03

Proof for HR

Wallet utilization, skill uplift, completions — a renewal-ready ROI story instead of an L&D budget nobody can defend.

See it

This is what your people get.

app.saganom.com — My Wallet

Available to spend

€4,210 of €9,750 total budget

Spent €1,040Available €4,210Vesting €4,500

Next vesting: €750 on Aug 1

Leo — your career coach
What should I learn next?
Your biggest gap is Coaching & Mentoring — core to the Head of People role you're aiming for. This closes it, and your wallet covers it:
Coaching Skills for ManagersErickson Coaching Int. · 8 weeks · online · Certificate
Request funding →
Reports — organization
Total budget (all wallets)€383,750
Vested to date€161,619
Spent on learning€21,330
Cost per completion€1,777
Days to funding decision5.4
Idle budget (nudge candidates)€135,609

Real product anatomy, live demo-organization data. Every number reconciles to the cent with the ledger.

How it works

  1. 01

    Fund wallets on a vesting schedule

  2. 02

    Leo maps careers and skill gaps

  3. 03

    People learn with money they’ve earned

  4. 04

    HR measures the uplift

Value for both sides

For employers

  • Turn budget into visible, trackable development capital.
  • Raise L&D adoption through real employee ownership.
  • Link learning spend to capability and retention.

For people

  • A wallet you can see and spend — yours as it vests.
  • Guidance from Leo, grounded in your ambitions.
  • Your record of skills and certificates travels with you — whatever happens with the money.

Pricing

Transparent, like everything else here.

€7per employee / month · list price
  • Wallet budgets pass through 1:1 into learning — never into fees.
  • Volume pricing from 500 employees.
  • Start with a paid 3-month pilot — success gates agreed up front, the pilot fee credited in full when you continue.
Talk about a pilot

Give every employee a stake in their own growth.

Book a demo

Growth in everyone’s pocket.